General Liability Insurance
What is General Liability insurance?
General liability business insurance offers financial protection for common accidents in your business, covering bodily injury to non-employees, property damage, reputational harm, false advertising, and copyright infringement. It is a frequently purchased type of insurance by small business owners due to its broad protection. This type of coverage is also sometimes called “business liability insurance,” “commercial general liability (CGL),” “public liability” or “liability insurance.”
A General Liability insurance policy can help with:
Property Damage
You accidentally damage a client or customer’s property.
Injury
Someone trips at your business, breaks their leg and files a lawsuit. Excluding employees.
Court and Legal Fees
You need an attorney to defend your business in a lawsuit after a claim.
Medical Payments
Someone (excluding employees) gets injured and asks you to pay for medical expenses.
Reputational Harm
An employee bad-mouths a client online and the client sues you.
Advertising Injury
You’re sued for improper image use in your advertising.
Risk Assessment Consultation
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