RV insurance is generally recommended for anyone in Idaho who owns an RV. This broadly includes those who own camper vans, converted buses, fifth wheels and other similar vehicles.
While many coverages are recommended, some specific ones are required. For instance, the state’s minimum auto insurance coverage is generally required when you take your RV on the road. If an RV is financed or leased, the lender likely requires comprehensive, collision, and gap coverages.
Regardless of any state or lender requirements, many protections with substantial limits are normally recommended. Properly insuring an RV usually involves securing more protection than the bare minimum.