Idaho & Utah 2027 deadlines, side by side
Idaho and Utah run different marketplaces, which means different enrollment windows. Here are the exact dates for each state so you don't miss your coverage.
Oct 15 – Dec 15
Idaho
Your Health Idaho's open enrollment window for 2027 coverage.
Nov 1 – Jan 15
Utah
Federal marketplace (HealthCare.gov) window for 2027 coverage.
Dec 15
Enroll by Dec 15 for Jan 1
In both states, Dec 15 is the cutoff for a Jan 1 effective date. Enroll after and your start date rolls to Feb 1.
Missing the deadline leaves you without coverage
Miss the window and you could face a coverage gap until the next enrollment period. Simple to avoid, costly to ignore.
A clear look at plans, exchanges, and income fit
Missing the missed deadline means certain health plans are off the table. First Option Insurance Brokerage takes the guesswork out of your options so you do not have to sort through the fine print alone.
Side-by-side plan comparison
We lay out national and regional plans together so you can spot the real difference. No jargon, just an honest look at what fits you.
On and off exchange
Some quality plans only exist off the exchange. We know how to find them and place you there when it makes sense.
Income projection help
A small change in income can shift your subsidy. We use an accounting background to help you project the right number.
Common enrollment questions, answered
