What marketplace plans cover, explained plainly
Marketplace plans cover doctor visits, hospital care, prescriptions, and preventive services. Katie helps you compare coverage options side by side, so you pick what fits your health needs and budget.
Essential health benefits
Doctor visits, hospital care, prescriptions, and preventive services are all included in marketplace plans.
Preventive care at no cost
Annual checkups, immunizations, and screenings come with no copay on most marketplace plans.
Financial protection
Yearly out-of-pocket maximums cap what you pay, so unexpected care doesn't derail your budget.
Extra benefits included
Many plans add dental and vision coverage, mental health care, and telehealth visits.
Plan tiers explained
Bronze, Silver, Gold, and Platinum plans differ in monthly cost and out-of-pocket share. Katie walks you through the trade-offs.
Guaranteed coverage
You can't be denied for pre-existing conditions. Marketplace plans accept everyone during enrollment.
Clients who found coverage that fits
Idaho and Utah families tell us how clear plan comparisons and subsidy help made their coverage decisions easier.
We qualified for premium tax credits we didn't know about. Katie walked us through each plan and picked one that saved us hundreds a month.
Marcus Hale
Boise, ID
Comparing marketplace plans on my own felt overwhelming. Having a local broker explain the deductibles and out-of-pocket costs made all the difference.
Diane Whitfield
Meridian, ID
The subsidy estimate was spot on. I ended up with a solid silver plan for less than I paid for my old one. That's the kind of help you need.
Alejandro Reyes
St. George, UT
I was just exploring options, no pressure at all. Katie answered every question plainly and I finally found a plan that covers my prescriptions.
Rachel Kim
Nampa, ID
Most people qualify for more help than they think — here's the truth about subsidies
3 months of open enrollment in Idaho and Utah
Miss the window and you could wait for a special enrollment period. We track every deadline so your coverage starts on time.
2
State deadlines
Idaho runs Oct 15 to Dec 15 and Utah runs Nov 1 to Jan 15.
60
Days open
Roughly 60 days per state to enroll or change your marketplace plan.
20+
Years of guidance
We've helped families hit every deadline without last-minute panic.
2
States served
We handle enrollment for families in both Idaho and Utah.
Call Katie for help with your enrollment
Get clear, jargon-free answers from a local broker who knows the marketplace. No pressure, no cost.